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Divorce Planning - My Story

I’ve experienced the effects of divorce throughout my life, starting with my parents’ divorce and then one of my own.  I understand the havoc it can wreak on your life not only emotionally, but also financially. 

I know firsthand how alone you feel and how your life can seem like it is no longer your own. I recognize the feeling of not caring what happens to you, but, more than anything, wanting to protect your children from the pain of divorce.


As a child of divorced parents, I vowed I would never get divorced, and then feeling like a failure when it happened to me. But I also remember vowing I would not live the rest of my life being miserable.

So I’m here to tell you that you can get your life back, and it can be bigger and better than ever before! I’ve walked in your shoes, and understand what you are going through. I want to be here to support you through this process. I’m here to help you stand up for yourself, even when you don’t feel you can. I can explain each step in the process and help you get through it. 


Finish Strong


During the divorce process, you may be required to report your income and expenses, and a list of your assets. Just getting through these initial steps can seem overwhelming, but I’m here to guide you through it, to make it simple and partner with you through the process. You’re not alone and you can finish strong!


As your Certified Divorce Financial Analyst, my job is to show you how the decisions you make during the divorce process can affect you financially, not only today, but 20 years from now.  Should I keep the house?  You emotionally want to keep the house, but the question becomes can you afford to keep the house?  Will it be detrimental to you to keep the house long-term?  


These emotionally charged questions are vitally important to you to answer correctly as they can make or break you financially.  Should I take more of the 401(k), or is it better to take half of the pension?  Why do I need child support and alimony?  What is the difference between the two?  My job is to support you through this process, and to help you understand the various financial components of divorce.  


I Am On Your Team


As your Certified Divorce Financial Analyst, I can be a key component of your team to help you successfully get through the divorce process. I am not in competition with your attorney, but will work with your attorney in all the financial matters of your case. I can create the financial documents your attorney needs, complete with supporting documentation. If need be, I can also provide expert witness testimony in court regarding the financial matters of the case.


Whether it’s preparing financial statements or just helping you create a budget, I can be here for you through the entire divorce process. It is my goal to provide the objective guidance and education you need to come out financially confident and motivated to achieve your financial success!

Let's Talk About Your Divorce 
Call Me Now For A Free Consult

Gaining Financial Empowerment Now...

And For The Future

Kimberly Surber

Certified Divorce Financial Analyst®

Serving Riverside County, San Diego County


Kimberly Surber is a Certified Financial Planner®  and a Certified Divorce Financial Analyst®; however such registration does not imply a certain level of skill or training and no inference to the contrary should be made. Information presented is for informational purposes only, does not intend to make an offer or solicitation for the sale or purchase of any securities, and should not be considered investment advice.  Kimberly Surber has not taken into account the investment objectives, financial situation or particular needs of any individual investor. There is a risk of loss from an investment in securities, including the risk of loss of principal. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be profitable or suitable for a particular investor's financial situation or risk tolerance. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Be sure to first consult with a qualified financial advisor and/or tax professional before implementing any strategy discussed here. Past performance is not indicative of future results. Investments involve risk, including loss of principal and unless otherwise stated, are not guaranteed. Information provided reflects Kimberly Surber's views as of certain time periods, such views are subject to change at any point without notice. For a copy of our Privacy Policy, see below.

Kimberly Surber provides informational articles not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Kimberly Surber is not responsible for the consequences of any decisions or actions taken as a result of information provided in these articles and does not warrant or guarantee the accuracy or completeness of the information requested or displayed. External Links are not affiliated with Kimberly Surber.

The Women’s Choice Award Financial Advisor program was created by WomenCertified Inc., the Voice of Women, in an effort to help women make smart financial choices. The program is based on 17 objective criteria associated with providing quality service to women clients such as credentials, experience and a favorable regulatory history, among other factors. Financial advisors do not pay a fee to be considered or placed on the final list of Women’s Choice Award® Financial Advisors, though they may have paid a basic program fee to cover the cost of a client survey through Advisor Impact. The inclusion of a financial advisor within the Women’s Choice Award Financial Advisor network should not be construed as an endorsement of the financial advisor by WomenCertified or its partners and affiliates and is no guarantee as to future investment success. Women’s Choice Award® Financial Advisors and Firms represent less than 1% of financial advisors in the U.S. As of February 2016, of the 783 considered for the Women’s Choice Award, 122 were named Women’s Choice Award Financial Advisors/Firms.

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