Informative Articles

Pension and Divorce



If you are going through divorce, it is crucial that you do not neglect how you or your spouse’s retirement assets are divided.


An individual’s retirement accounts, typically a pension, a 401k and/or an IRA (individual retirement account), may be his or her largest asset.


When a couple divorces...  

Read More.

Job Loss and child support

How Does Job Loss Affect Child Support?


For divorced parents, losing a job does not mean child support will be null and void, and amounts in arrears must still be paid.


Additionally, declaring bankruptcy does not affect court-ordered child support. This is good news for the child, but maybe not so much for the parent without a job.  

Read More.

Divorce and College Tuition

Divorce and Funding Your Child’s College Education


Regardless of your child’s age when divorcing, one of the important issues to consider is your child’s college education and how it will be paid for.


Are divorced parents legally obligated to pay their child’s college tuition? ​


Here are a few basic pointers to keep in mind... 

Read More

Divorce and Insurance



We all think that it will never happen to us, but relationships sometimes fail.


Usually children and assets are the first things considered when divorcing.


Whatever the reason for the divorce, a divorce is never easy. 



Read More

How does child support work

Child Support Impacts You and Your Child


During the early 2000’s, statistics reveal that nearly half of all marriages ended in a divorce. There are indications, though, that that divorce rates are declining.


If trends continue, some studies indicate that things are looking up with roughly just 1/3 marriages likely to end up in a divorce.

Read More

Steps during Divorce

This is a continuation of the article last week on division of property and debt during divorce.


The article last week discussed the laws and how division of property and debt is determined.


This week, we concentrate on steps you can take to protect yourself financially during divorce.

Read More

Property and debt division

The dissolution of a marriage is never easy. Divorce not only has deep emotional and psychological impact, but its financial ramifications can dictate how the future plays out for both people involved.  


Dividing the family’s property during divorce can be quite complicated.

Read More

entitled to spousal support

Regardless of the circumstances, divorce is an emotional and painfully difficult process that most people want to be over with as quickly as possible.


Divorce can also be full of financial battles involving issues such as child support, division of assets and spousal support. 


What is spousal support? What is alimony?

Read More

If you are seriously considering divorce, finances are important.


These financial divorce tips will help you determine your net worth as a married couple and help you get an idea of where you'll individually stand financially after divorce. 


1. Copy Your Records. Gather all of the documents pertaining to your assets and liabilities. 

Read More

5 More Divorce Tips

This is Part 2 of the article we published last week on 5 Crucial Divorce Financial Tips. 


Here are 5 more important tips to help you prepare for a wonderful future.


1.  Ensure Your Income Will Continue. In many cases people try to keep the marital house for the sake of the children, but that might not be the best solution for their financial stability. 

Read More

Let's Talk About Your Divorce 
Call Me Now For A Free Consult

Gaining Financial Empowerment Now...

And For The Future

Kimberly Surber

Certified Divorce Financial Analyst®

Serving Riverside County, San Diego County


Kimberly Surber is a Certified Financial Planner®  and a Certified Divorce Financial Analyst®; however such registration does not imply a certain level of skill or training and no inference to the contrary should be made. Information presented is for informational purposes only, does not intend to make an offer or solicitation for the sale or purchase of any securities, and should not be considered investment advice.  Kimberly Surber has not taken into account the investment objectives, financial situation or particular needs of any individual investor. There is a risk of loss from an investment in securities, including the risk of loss of principal. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be profitable or suitable for a particular investor's financial situation or risk tolerance. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Be sure to first consult with a qualified financial advisor and/or tax professional before implementing any strategy discussed here. Past performance is not indicative of future results. Investments involve risk, including loss of principal and unless otherwise stated, are not guaranteed. Information provided reflects Kimberly Surber's views as of certain time periods, such views are subject to change at any point without notice. For a copy of our Privacy Policy, see below.

Kimberly Surber provides informational articles not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Kimberly Surber is not responsible for the consequences of any decisions or actions taken as a result of information provided in these articles and does not warrant or guarantee the accuracy or completeness of the information requested or displayed. External Links are not affiliated with Kimberly Surber.

The Women’s Choice Award Financial Advisor program was created by WomenCertified Inc., the Voice of Women, in an effort to help women make smart financial choices. The program is based on 17 objective criteria associated with providing quality service to women clients such as credentials, experience and a favorable regulatory history, among other factors. Financial advisors do not pay a fee to be considered or placed on the final list of Women’s Choice Award® Financial Advisors, though they may have paid a basic program fee to cover the cost of a client survey through Advisor Impact. The inclusion of a financial advisor within the Women’s Choice Award Financial Advisor network should not be construed as an endorsement of the financial advisor by WomenCertified or its partners and affiliates and is no guarantee as to future investment success. Women’s Choice Award® Financial Advisors and Firms represent less than 1% of financial advisors in the U.S. As of February 2016, of the 783 considered for the Women’s Choice Award, 122 were named Women’s Choice Award Financial Advisors/Firms.

Privacy Policy

©Kimberly Surber. ALL RIGHTS RESERVED ; website created by AmpUrBiz